About Najwan Capital | India’s First Islamic Wealth Advisory
About Najwan Capital

Built for the
200 million Muslims
India forgot

Every major financial advisory in India was built for conventional finance. Najwan Capital was built for Muslim families who want to build wealth the halal way, and nobody has shown them how.

200M+
Muslims in India deserving halal wealth advice
0
Credible Islamic wealth advisory firms before Najwan
Shoeb Momin
“Wealth is a trust from Allah. We treat it that way.”
SHOEB MOMIN, FOUNDER
The Story

Why Najwan Capital exists

Shoeb Momin spent years watching the same pattern repeat itself across the Muslim community in India. Families earning well. Working hard. Praying regularly. And yet never building real, lasting wealth. Not because they lacked income. Nobody had ever shown them how to manage and grow money according to Islamic principles.

The problem was not laziness or bad luck. The problem was a gap in guidance. Every financial advisor, every halal profit-sharing arrangement, every bank product around us is built around interest. For a Muslim family that takes their deen seriously, those products are simply not an option. And nobody had stepped up to build a genuine alternative.

“Most Muslim families in India earn well. They simply never had the right guidance to put that money to work the halal way.”

Najwan Capital was Shoeb’s answer to that problem. Not another fund manager. Not a course. Not a motivational page. A real advisory firm built specifically to help Muslim families eliminate riba, calculate Zakat correctly, build emergency funds, and invest their wealth in real, halal assets.

India’s first Islamic wealth advisory and deal facilitation firm. Built in Bhiwandi, Maharashtra. Serving Muslim families across India.

Author: The Muslim Wealth Code

Shoeb Momin, Founder, Najwan Capital
What we stand for

Three non-negotiable principles

These are not marketing statements. They are operational rules that govern every recommendation we make.

01
Riba-free, always
We do not advise on, recommend, or facilitate any financial product that involves interest, in any form. No conventional loans, no interest-bearing savings instruments, no stock market exposure to riba-based companies. This is not a preference. It is a condition of our existence.
02
Amanah: Total Trust
We never hold or manage client funds. Your money goes directly to the asset, business or account, with your name on it. We are advisors and deal facilitators, not fund managers. This structure exists specifically to protect you and to align with Islamic principles of transparency.
03
Real assets only
We advise exclusively on real, tangible assets: physical gold and silver, equity partnerships in ethical businesses, and real estate syndication through Musharakah structures. No speculation, no derivatives, no instruments divorced from real economic activity.
Our model

What Najwan Capital Does and Does Not Do

Clarity matters. Here is exactly where our boundaries are, and why they exist.

✓
What we advise on
  • ✓
    Riba elimination: structured debt-free roadmaps
  • ✓
    Zakat calculation across all asset types
  • ✓
    Emergency fund structure and halal placement
  • ✓
    Physical gold and silver (advisory only)
  • ✓
    Equity partnerships in vetted ethical businesses
  • ✓
    Real estate syndication via Musharakah
  • ✓
    1-year goal planning: Hajj, home, education, retirement
  • ✓
    Deal introduction and facilitation (2–5% commission from business owner)
×
What we never do
  • ×
    Stocks, halal profit-sharing arrangement, halal savings arrangement
  • ×
    Insurance or Takaful products
  • ×
    Derivatives, F&O or any speculative instruments
  • ×
    Custody or management of client funds
  • ×
    Guaranteed returns of any kind
  • ×
    Interest-based home loans or Qard al-Hasan
  • ×
    Cheap online courses or generic digital products
  • ×
    Formal regulated investment advisory (requires regulatory approval)
Business model

How Najwan Capital Earns, Transparently

We believe clients deserve to know exactly how we make money. There are no hidden commissions, no kickbacks and no conflicts of interest.

📋
Free Islamic Financial Health Assessment
Free
A 12-question assessment across 6 pillars that scores your Islamic financial health instantly. The starting point for every client relationship we build.
📄
Islamic Wealth Blueprint
Rs. 499
A personalised detailed covering your zone-specific debt roadmap, Zakat guide, investment direction and 1-year action plan. Instant delivery after payment.
📞
Strategy Call
Rs. 9,999
30-minute 1-on-1 advisory session with Shoeb Momin. We assess your full financial picture and build a personalised halal wealth plan together.
🤝
Deal Introduction Commission
2 – 5%
When we connect a client to a vetted business partner or real estate opportunity, we earn 2–5% from the business owner, not from the investor. Your capital is never reduced.
🏠
Real Estate Syndication
2% + 20% profit share
We facilitate Musharakah real estate partnerships. We charge 2% upfront facilitation fee plus 20% profit share on exit. Your name is on the title deed.
Shoeb Momin, Founder, Najwan Capital
Founder
Najwan Capital
The Founder

Shoeb Momin

Mumbai, Maharashtra | Founder, Najwan Capital

Shoeb Momin built Najwan Capital because he saw the same problem everywhere in the Muslim community. Families earning well but never building wealth. Not because of any personal failing. The entire financial system around them was built on riba, and nobody had built an alternative.

With a background in business and a deep understanding of Islamic finance principles, Shoeb set out to create India’s first Islamic wealth advisory that is practical, accessible and built specifically for ordinary Muslim families, not just the already-wealthy.

The Najwan Capital team handles every strategy call with full preparation based on your assessment. He leads all deal facilitation. He is building the relationships, the systems and the community that will make halal wealth-building the default, not the exception, for Muslim families in India.

No fund management. Ever.
Najwan Capital never holds, manages or has custody of client funds. Your money always goes directly to the asset or business, with your name on it.
Riba-free. Without exception.
Every recommendation Najwan Capital makes is completely free from interest. This is not a preference. It is a non-negotiable operational principle.
Built for the ordinary family.
We work with Muslim families earning Rs.20,000 and above per month. You do not need to be wealthy to get serious, Shariah-compliant financial advice.

Start with the free assessment.
It takes 5 minutes.

Find out exactly where your money stands across 6 pillars of Islamic financial health.

Take Free Assessment → Book Strategy Call